FRANKFORT, Ky. (WYMT) - Kentucky Attorney General Andy Beshear is warning people of a new mobile deposit scam.
In a release, Beshear says scammers are putting a new twist on the old counterfeit check scam.
A Franklin County woman was scammed and left with a $10,000 bank tab.
“Falling victim to a counterfeit mobile deposit scam often results in the scammer getting away with the money and the victim repaying the bank,” said Beshear. “Before making or approving a bank deposit from an unverified source we recommend Kentuckians first confirm with a valid bank that it is not a scam.”
Beshear released a list of tips and guidelines for keeping your mobile accounts safe:
Know your responsibilities.
Until the bank confirms that the funds from a check, including cashier, business or personal checks or a money order, you deposited have cleared you are responsible for any funds you withdraw against that check. Even if the funds appear to be immediately available, that does not mean the check is good.
Verify checks and loans before depositing.
Ask for a check to be drawn on a local bank or a bank with a local branch so you can visit to make sure the check is valid. If you are unable to personally visit the bank where the check was purchased, independently verify the bank’s phone number and call to verify.
Never use untraceable methods of payment.
If you are asked to wire money or use untraceable methods of payment, it is most likely a scam.
Secure your online bank information.
Be wary of ever disclosing your banking username and password. Take advantage of security measures your bank may offer, like dual security checks and fraud alerts, to protect your account from scams. If you mistakenly provide your account number, password or PIN in an email or text or on a website that might be fraudulent, call your bank right away.